The Return of the Advisor

I've been gone for a while, the crash happened, no I didn't 'predict' it. My regular job got in the way of posts, so I rectified that by quitting. Now we're going to pick up the pace.
Again, the idea behind this blog is to help regular human beings make intelligent choices for their 401ks, their IRAs or Rollovers, or for their personal investment accounts. Although the basics apply to any market investor, corporate, trust or pension plan.
The principles outline in earlier posts still apply.
John Wayne said, "Talk low, talk slow, and don't talk too much."
Your Advisor says, "Costs low, go slow, and don't trade too much."
Remember our motto, courtesy of Warren Buffett, and backed by my personal observation and experience, "Most ideas are bad."