Investing Jargon Make You Feel Dumb?

I know you’re out there. You don’t really have a clue what the talking investment heads are talking about, you don’t really understand your broker, or what you bought in your 401K. (The company helpfully handed you a stack of paper and said “pick something.” Nobody will talk to you about it except the company know it all and you don’t really understand what he’s talking about either. Or almost worse, you have some method to “pick stocks,” or mutual funds and you look up your stuff everyday to see how it did. “You know something’s happening here, but you don’t know what it is, do you Mr. Jones?” (Thanks Bob Dylan.)
I’m going to point some things out, like below in The Only Investment Formula You’ll Ever Need.
I’m going to tell you how to do a simple asset allocation, and even tell you in human being terms what that means, and why it should be simple.
I’m going to explain diversification the same way, then rebalancing.Then I’m going to tell you exactly what to buy and why. If you have to pick from a selection of mutual funds in your 401k, then I’ll give you enough information that you can tell which funds match up with the Exchange Traded Funds I use, known as ETF’s.
I am going to tell you how the style funds I use performed over the last few years, then I’m going to tell you why that is only a very small part of the reason to use them.By the end of that, you will have everything you need to have a rational, long term investment portfolio, with minimal need for maintenance, and even less need to pay a broker for his or her, at best, marginally useful advice on what to buy or sell. If you choose to use them, at least you’ll know what to let them do, and what not, what to pay them for and how much. Yes, an advisor can be useful, even worth paying, but not for the reasons you think.